Lower Alternator Bracket

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Lower Alternator Bracket
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You've got a great collection that you want to put on display in your home, you have spare space on your bookshelves, now what? Read on, and find out 5 things you can do to "spruce up" regular bookshelves so that your precious collection (whether it's airsick bags, golf balls, or your favorite pieces of driftwood) will look great.

Bookshelves are designed to hold books (I know, I know... DUH!). The problem is that they aren't really the best shelves for displaying objects. They are thick, deep, and have limited viewing space. Since you only really need to see the spines of books, the interior part of a bookshelf is darker and less visible. A display shelf should allow you to see everything on the shelf, not only what's on the outside edge. Here are 5 simple and inexpensive things you can do to increase the viewable area of your shelves, and turn them into great display shelves.

1. Replace the moveable shelves with glass ones.

If your bookshelf has adjustable shelves that rest on pins, simply get the measurements of the shelves and go to a glazier. They can cut glass to the same dimensions and you can put in light, clear glass shelves which will completely change the "feel" of the shelving unit. The main thing you have to be aware of though is getting glass designed to withstand the stress. Explain to the glazier what you want to do, and ask to get shelf brackets that fit into the holes of the vertical supports of the bookshelf instead of the pins that are there now.

2. Install lighting underneath each shelf.

You can get inexpensive fluorescent lights from most hardware stores. Buy small, flat units and wire them together so that they are controlled from one switch. Drill small holes in the back of the bookshelf for the wires, and mount the lights on the underside of each shelf. This way, with the flick of a switch you can light up the darker parts of the shelves, and make your whole collection more visible.

3. Install mirror backing.

Measure the back, vertical part of the shelf, and then buy mirror and glue it to the back. This will reflect the back of your collection, and make the whole shelf feel much deeper, while it also will highlight all of the items on the shelf.

4. Paint the shelves a different color.

If you want to draw attention to your collection on display, consider painting the shelves a different color. If the whole unit is a wood texture, think about painting the display shelves white. This will offset them from the rest of the unit and highlight the collection on them. The color of the shelf depends very much on what type of collection you're displaying. Bright and shiny objects (quartz rock, glass figurines, etc.) might go better on a darker background, while model cars would look better on a lighter background. Think about it!

5. Wood lettering and other decorations.

A great way to spruce up your shelves is to add lettering around the frame to personalize it. Here's an example. You can purchase simple wood or plastic letter in many colors, and glue them onto the frame. So above a collection of golf balls you can put up "FORE!" or something to that effect. This will serve to draw everyone's eye to the shelves, and to your precious collection.

For more great ideas about bookshelves and display shelves, check out The Home Shelving Guide Here you'll find pages and pages of great information on shelving and storage solutions, with tons of links to quality products that'll help you to make your home look great!

Joel Benstein is a Do-It-Yourself enthusiast. Over the years he has taught himself basic plumbing, electrical repair, window screen construction, gardening and landscaping. He is also an avid woodworker. You can see examples of some of his projects and get ideas and information for shelving in your home at http://www.home-shelving-guide.com

Taxable Income, Tax Brackets, and the AMT Exemption - Part II

In Part I, we discussed the different tax brackets for the Regular Tax and for the Alternative Minimum Tax, as well as the AMT exemption. For 2009 for married couples filing jointly (MFJ) the AMT exemption was $70,950.  In this article we will discuss the phase-out, or loss, of the exemption as taxable income exceeds a certain threshold level.  For MFJ, this taxable income threshold is $150,000.  The Form 6251 also has the thresholds for the other filing statuses, found at the IRS website.

 

The AMT exemption phase-out

 

As taxable income increases above $150,000, the AMT exemption amount decreases.  A taxpayer loses $1 of exemption for every $4 increase in taxable income.  Thus, for example, if taxable income before exemption is $250,000 ($100,000 over the threshold), $25,000 of the AMT exemption is lost.  All other things being equal, in this example AMT taxable income would be $275,000 even though Regular Tax taxable income would be $250,000 – making it likely you would find yourself stuck in the AMT.

 

Note that this phase-out formula means your AMT taxable income increases at a more rapid rate - 25% faster - than any increase in your Regular Tax taxable income.  This acceleration is a significant part of what pulls individuals quickly into the AMT.

 

Dividends and capital gains

 

Under current law, dividends and long-term capital gains are taxed at a lower bracket – typically 15% - for both the Regular Tax and for the AMT.  In theory, using this same bracket prevents dividends and capital gains from triggering the AMT.

 

Unfortunately, however, dividends and capital gains are included as part of taxable income, so they, like all other income, have a direct impact on an individual's AMT because of the extra 25% effect discussed above.  It's easy to be fooled by this one.

 

Beyond the AMT exemption phase-out

 

For taxpayers who make "a lot" of money (defined below), the AMT rapidly becomes much less of a concern.  There are two forces at work here as income gets into higher levels:

 

First is that the AMT exemption phase-out simply stops at a certain point.  For MFJ, the phase-out stops at taxable income of $433,800.  At this point, the $283,800 of income over the initial $150,000 means (at the 4-to-1 ratio described above) the $70,950 exemption is completely gone ($70,950 times 4 equals $283,800).  After this, AMT income grows at the same rate as does Regular Tax taxable income, so the 25% penalty no longer applies.

 

Second is that, at this level of income, the taxpayer now is paying Regular Tax at a significantly higher bracket than the AMT bracket.  Looking at the above tax bracket schedules, one can see that the taxpayer now is well into the 35% Regular Tax bracket, leaving far behind the maximum 28% AMT bracket.  Remembering that a taxpayer pays the greater of the Alternative Minimum Tax or the Regular Tax, at these levels of income it is unlikely the taxpayer will be in the AMT.

 

Summary

 

Once a MFJ couple exceeds the $150,000 taxable income level, the sucking sound of the AMT vortex pulls them in at a rapidly-increasing rate.  But for the wealthy – ironically, those at whom the original Minimum Tax was aimed when it was first enacted over 40 years ago – they can safely sit on the sidelines and not even be concerned.  This is why, in the tax returns disclosed in the 2008 Presidential campaign, we saw that Joe Biden, John McCain and Sarah Palin – each making in the neighborhood of $250,000 – all were caught in the AMT trap, while President Obama with his millions from book royalties was not even touched by it.

 

About the Author

George Bauernfeind is with AMTIndividual, providing analysis, customized strategies, and an online dual tax calculator planner to help you reduce your Alternative Minimum Tax. Visit www.amtindividual.com or www.amtblog.com to read more tax planning articles or to access this tax software on the Alternative Minimum Tax.

470 Mercruiser - Low Charging below 13.5 volts?

I have a 1982/83 Mercruiser 470. At present, when I run her, she is not charging at 13.5, it starts below 12 then builds up to 13. Is this a problem that needs to be be addressed asap? Also what could be causing this and how can I test or diagnose the problem.

If the Stator or Voltage Regulator is going bad, should they be replaced or should I consider going to a Alternator Conversion Kit, which I saw is now available for the 470. I think the kit with brackets could run around $450ish.

Also, looking at the connections on the Voltage Regulator, the wires have a little corrosion on them. Should I take apart all the connections, clean them and re-connect them or is this problem usually something else, ie..bad part?

Little history, I replaced the Voltage Regulator about 12 to 15 years ago, but never the Stator. A recent problem had Coolant leaking down the Engine and over the Voltage Regulator.

Thank you

If I am not mistaken, the 470 runs a water cooled regulator mounted to the side of the engine and the stator is at the front of the crankshaft under the rotor/harmonic balancer.

If this is the setup, it is pretty straight forward.

The two stator leads run from the stator to the regulator (yellow/red stripe). Test each of them with an ohm meter, + lead on one yellow/red stripe & - lead on output terminal of regulator (orange), same on the second yellow/red stripe. both Should show continuity as tested & be open (no continuity) with the test leads reversed (- test lead on yell/red stripe & + test lead on orange. The orange or red/white stripe is the output wire,
red is the sense wire.

The red sense wire runs straight to your starter solenoid & connects with the + batt lead, the orange or red/wht stripe runs up through the ammeter and back to join the red & shares the connection on the solenoid with the red battery lead & the sense wire. check to make sure these wires are making good contact at the connections and check the ground wire too.

The water cooled regulators are not the most reliable and they are not cheap either. If the regulator is bad, it may be in your best interest to do the conversion as a couple of failed regulators could cost as much or more.

Blood, sweat and living the dream
Through the years I've seen many would-be voyagers spend years of hard labor and countless dollars preparing boats to fulfill their dreams. Far too often, reality overcomes the dream.

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